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Benefits of the “PMI Crusher” loan:

• Your interest may be tax-deductible Private mortgage insurance (PMI) insures the lender against defaulted loans and is not tax-deductible. But with a PMI Crusher loan, you may be able to deduct the interest on your loan*.
• Avoid paying costly mortgage insurance PMI can be very expensive. The PMI Crusher program allows you to finance a home while avoiding having to pay PMI.
• If the loan-to-value (LTV) ratio on your original home loan was more than 80%, your lender likely required you to obtain private mortgage insurance. PMI protects the lender in case a borrower defaults on a loan, which has a greater probability of occurring for high-LTV loans. Annual PMI payments can easily top $1,000.
  
  While the Homeowner's Protection Act requires your lender to notify you when the LTV drops below 80%, they are not required to stop charging you for mortgage insurance automatically. If you think your LTV is low enough and your current lender is reluctant to drop PMI, refinancing with a lender that won't charge PMI may make sense.
  
  If you’d like to put an end to your PMI apply now!!

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Receive Expert Advice - Take 30 seconds to provide the information below.  A Mortgage Professional will contact you to discuss the best loan for your financial situation.  Remember: "Anyone can quote a rate-not everyone can deliver the loan that is right for you!"

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First Name

Last Name

Address

City

State/Zip

Day Phone

Eve Phone

 E-Mail

Loan Purpose

Loan Type

Desired Loan Amount

New Home Refinance Debt Consolidation Reverse Mortgage

30 Year Fixed 15 Year Fixed 5 Year Balloon 7 Year Balloon 1/1 ARM 3/1 ARM 5/1 ARM VA 30 Year FHA 30 Year FHA ARM Best Option Available

Property Value

Current Interest Rate

Mortgage Amt Owed

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Once you have completed this expression of interest or application your information will be sent to Homestar Financial. A representative from Homestar Financial may contact you by telephone or email. By submitting your expression of interest you are consenting to receive telephone calls or email from Homestar Financial.